She's On The Money
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She's On The Money
Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun...
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You’re Doing Everything Right, So Why Do You Still Feel Behind? And The Pressure to Make Christmas Perfect
Some weeks it feels like you’re doing everything right with money… and still getting nowhere. If that’s been your energy lately, you’re not alone. Thi...
Bougie on a Budget: 17 Hacks to Slash Your Christmas Food Bill with Chelsea Goodwin (Plus Her Menu For Under $100 You Can Steal)
If you want to wow your family with a fancy-looking Christmas feast while secretly spending way less, you need this episode. We called in our favourit...
How a Year Making SOTM Completely Transformed Our Producer Emma’s Finances
A year after being thrown head first into financial litteracy and producing over 200 episodes of She’s On The Money, our behind the scenes queen Emma...
Should You Push Through Burnout for Your Financial Goals? And How To Quit Without Burning Bridges
You’re trying to save, plan, be responsible, do the grown-up things, but underneath it you’re tired in a way that a weekend off doesn’t quite fix. If...
7 Sneaky Christmas Traps That Make You Blow Your Budget (and How to Beat Them)
Every December starts with good intentions and ends with the same sentence: how did I spend that much? Because Christmas has a way of turning even the...
Wait till You Hear What this 25 Year Old Has Built on a Macca’s Paycheck
If you’ve ever looked at your payslip and thought “there’s no way I can build anything on this,” this diary is the proof you need. Our Money Diarist s...
Financial Confidence for Our First Nations Community with Leah Bennett
This special episode was created for our First Nations community members. Victoria invited Leah Bennett from the First Nations Foundation on the show...
Is Crypto a Goldmine or a Gamble? And The Smartest Way to Use Your Spare Cash
Ever seen a crypto bro promising this coin is going to be the next big thing and thought… okay but what if? Well this week we got a DM from someone wh...
Emma Edwards Stopped Shopping for 365 Days and Accidentally Fixed Her Finances (Plus Her Relationship With Money and Herself)
You know when you’re standing in front of your overflowing wardrobe, absolutely drowning in clothes, and still somehow convincing yourself you have no...
Investing Diaries: She Didn’t Invest for Two Years… and Her Portfolio Grew $20K Anyway
Our very first Investing Diary has landed, and she is the perfect reminder that investing is absolutely for women like us. Before she ever opened an a...
DIY Investing vs Managed Portfolios: Which One Should You Choose? And How to Avoid a Black Friday Budget Blowout
If you’ve ever heard “managed portfolio” and thought… okay but what actually are they, this one’s for you. We break down what “managed” really means i...
Your Superannuation Glow-Up Part 2: The Small Add-Ons That Could Make You a Millionaire
We all want a bigger super balance… but how do you actually make that happen in real life? Part 1 in our Super Glow-Up series got your foundations sor...
Money Diaries Update: What Really Happens in a Divorce Settlement (And Where She Ended Up)
This is the update you’ve all been waiting for… and a year later, she’s back to tell us what really went down. Last time we spoke, the separation was...
Borrowing to Invest: Brilliant Move or Big Mistake? And How To Survive Christmas Gifting Season (Without Going Broke)
You’re ready to start investing… and then someone suggests borrowing money to make your portfolio grow faster. It sounds genius in theory, but is it a...
Victoria & Brooke Reveal the Really Simple Framework Behind Their Investment Portfolios
Want the inside scoop on the seriously simple strategy behind Victoria and Brooke's investment portfolios? This ep is all about the framework they bot...
She Cried Over a Holiday She Couldn’t Afford… Now She’s on Track to Retire by 40
Have you ever wanted to see what would happen if you actually sat down and did that budget?
This week’s Money Diarist actually did it and everyt...
Should You Salary Sacrifice Into Super Or Save For a House? Plus a Spicy Sibling Debate About Financial Fairness
\What’s actually better for future you... adding more to your super, or growing that house deposit? This week we’re unpacking one of the biggest money...
How Sammy Robinson Built the Cult Brand One Mile (With Her Own Savings)
You know that dream of starting something on your own... but the money part feels impossible? Sammy Robinson did it anyway. At 22, she took the saving...
She Maxed Out Her $10K Credit Card Partying... Now She Owns Two Properties
You know that feeling when you start earning your own money and suddenly everything feels possible... the festivals, the flights, the “let’s just go o...
Should You Invest While You're Still In Debt? And an Early Inheritance Dilemma
You’re smashing your financial goals, debt’s going down, confidence’s going up, and then that little voice pipes up: “Should I be investing too?” This...
How To Buy Property Without The Bank of Mum and Dad (or a 20% Deposit)
If you’ve ever looked at house prices and thought, “I guess I’ll just marry rich or manifest an inheritance” this ep is for you!
Victoria and Je...
She Left Her Husband With $12K and Two Suitcases... Now She’s Worth Six Figures
They say you end up with someone like your dad... and for this week’s diarist, that was the problem. Her dad was reckless with money, and years later,...
Should You Quit A Toxic Job Without a Backup Plan? And What To Do If You Can’t Get Insurance
Ever had a job so toxic it makes your morning coffee taste like dread? This week, a community member wrote in ready to walk... 60-hour weeks, zero re...
We Accidentally Found the Travel Hack That Saves You Serious Cash
You scrimp, save, and finally book your dream trip… only to spend it fighting for a pool lounger, paying peak rates for accom, and cropping 100 touris...
She Skipped Uni, Travelled for 4 Years… and Still Built Her Dream Life
Ever done something just because it’s what you’re supposed to do? Well, this week's diarist did the opposite. While everyone else was drowning in stud...
How to Set Up Your Kids (Without Losing Your Benefits)…And What to Do When You’re Putting in More for the House Than Your Partner
We all want to be the parent who “sets the kids up,” right? But between savings accounts, offsets, and “future nest egg” fantasies it's hard to know w...
The Daily Edited & In The Roundhouse: How Alyce Tran Turned a $5K Side Hustle Into Global Brands (and Landed Hailey Bieber as a Fan)
What if your "little side-hustle" became the next big brand everyone’s talking about? That’s exactly what happened to Alyce Tran, the ex-lawyer who tu...
The Teen Mum Who Went From Centrelink to a Six-Figure Life
Ever feel like everyone else’s life is speeding ahead while you’re stuck in the slow lane? This week’s Money Diarist knows that feeling too well. Whil...
How Much Should You Actually Save Before Having a Baby? And Balancing Travel Dreams Vs Buying a Home
Ever feel like your money goals are at war with your life goals? Like one minute you’re saving for a house… and the next you’re convincing yourself a...
Brooke’s FIRE Plan: How She’s Investing to Retire at 35
Retiring early is the ultimate dream... so when Brooke casually dropped that she’s on track to do it by 35 (without the Bank of Mum and Dad), you all...
Money Confessions: What It Actually Costs to Launch a World-First Product (While Juggling 2 Kids and a Mortgage)
Ever wondered what it really costs to turn a light-bulb moment into something real? This week’s Money Diarist is a mum of two who did exactly that. Sh...
Should you use equity in your home to buy a car? And Is Asking for Trust Fund Cash the New First-Birthday Trend?
Have you ever wondered if you can use home equity to buy something else you need… like a car? The low interest rate makes it sound like the ultimate h...
Your Superannuation Glow-Up Part 1: The $0 Tweaks That Could Change Your Retirement
You’ve listened to our episode about how much super you really need… but knowing your number is only half the story. The real question? How do you act...
She Was Told She’d Never Make It. 200 Rejections Later, She Proved Them Wrong.
What do you do when you’ve applied for hundreds of jobs and all you’ve got is rejection emails? This week’s Money Diarist knows the answer.... because...
How Much Does HECS Really Affect Your Borrowing Capacity? And Handling Your Parents Bad Financial Decisions
We’ve all heard HECS is a deal-breaker for your borrowing capacity… but is it really the villain it's made out to be? We’ve got the tea on how much yo...
How to Cash in on Your Hobby (and Start a Business With Your Bestie) with Sweet Bakes & Miss Trixie
Ever wondered if the hobby that you love could be the thing that pays your rent? That’s the story of Alice (Miss Trixie Drinks Tea) and Alisha (Sweet...
Dear SOTM Community: You’re Not Behind (Even If It Feels Like You Are)
Surprise! No Money Diary today... V has hijacked your Monday feed for something different. Think of this one as a little love note from her to you (wi...
Is a Joint Investment Account a Good Idea? And Protecting Your Money From Your Partners Gambling Fallout
Ever wondered if sharing an investment account is romantic… or just risky business? This week we’re unpacking whether it’s the smartest way to build w...
AMA: Jess & V Answer Your Biggest Money Questions
We handed over control of the show to you this week and said: ask us ANYTHING. From how to finally get ahead on your goals, to spotting when you’re le...
My Investment Property Dream Became a Financial Nightmare
We’ve all been told property is the “safe” investment. But this week’s Money Diarist learned the hard way that’s not always true. She thought she was...